Searching for the lowest insurance rates for your Toyota Prius? Don’t waste your time speaking with a broker personally. Most brokers only work with a handful of insurers. In order to get the lowest rates, you need to compare rates from all of the leading carriers. That’s exactly why we created Toyota Prius Insurance: to give you a quick, easy way to compare quotes with just a few keystrokes, no phone calls or appointments required.
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Lowering Your Toyota Prius Insurance Costs
When insuring this 134 hp 4-door hatchback, it’s possible to get lower rates in a number of ways. First off, you should know that your rates will be largely determined by how many miles you put on your Prius on an annual basis. So if you can minimize your annual mileage through carpooling or public transit, you will not only be making a positive environmental impact, but you will be lowering your rates.
Most Prius models come with a factory-installed alarm system. If yours did not, you may want to install an aftermarket system and be sure to note this when requesting quotes. This may help to reduce your rates.
Believe it or not, a lot of insurance providers will look at your credit score when quoting your rates. So make sure to take care of any late payments or other issues if you want the best rates possible.
Ask your insurer about green car discounts. As the nation’s leading hybrid, the Prius may qualify for a small discount from your insurer.
Toyota Prius: Specs
The Toyota Prius is the proven leader of the hybrid sedans. Starting price is $22,800, though fully loaded models could cost you about $28,070. Overall, reviewers have been impressed by this 4-door hatchback, offering a 1.8-liter hybrid which generates 134 hp. This horsepower is delivered to the wheels via a CVT and front-wheel drive, and fuel economy is excellent: 51 mpg city and 48 mpg on the freeway. Crash-test results have been impressive and reliability is excellent.